Business Loan Companies
Quick, Easy, Alternative Lending
BusinessLoanCompanies have been reviewing alternative lenders in Australia, UK, and the USA for the past 5 years and helped small and medium businesses find lenders apt for their requirements.
Please select your location to view our top B2B lenders in your area
Top rated United States small business lenders available below
Best Unsecured Business Loan Companies in The US
Loan Types: P2P LendingAvailability: USA, Small businessesSecurities: UnsecuredLoan amount: $15,000 – $300,000Interest: 5.9% to 25.9%Overall Rating: Superb 4.0 / 5.0 About Lending Club Lending Club originated much of the business model that has become Peer-to-peer lending in the United States. Founded in 2006, the company became the first business of its kind to register its loans as securities with the SEC. At the end of 2014, Lending Club became the year’s biggest tech IPO, and has lent more than $7 Billion
Loan Types: B2B Loans Against Unpaid Invoices, Line of Credit Availability: USA (Merchants with Unpaid Invoices or Those Looking for a Flexible Credit Line) Securities: Unsecured Loan amount: $10,000 – $100,000 Interest: Varies: by product. 4.66% to 79.8%. Overall Rating: Most Effective 4.9 / 5.0 About FundBox FundBox is one of a group of US B2B lenders in business to help companies maintain cash flow while awaiting outstanding payments. Unpaid invoices are a problem for small businesses who may wait
Loan Types: Small Business Loans Availability: USA (Only Established/Strong Businesses with FICO Score 500+) Securities: Unsecured – Personal Guarantee Loan amount: $5,000 to $250,000 ($20,000 For Revolting Credit Lines) Interest: APR: 20% and up. Line of Credit Interest: 30% to 36% Overall Rating: High Reliable & Efficient 4.6 / 5.0 About OnDeck Founded in 2006, OnDeck has supplied business loans to thousands of small-to-medium sized US companies. It is one of 2 public companies of its kind (ONDK: NYSE), which also
Loan Types: Invoice Factoring, Line of Credit Availability: USA (SMEs with Unpaid Invoices (B2B Only), Or SME’s Requiring Line of Credit) Securities: Against Unpaid Invoices, Or Unsecured Line of Credit Loan amount: $5,000 – $50,000 Interest: APR: 30% to 50% Overall Rating: Quick and Smooth 3.8 / 5.0 About BlueVine BlueVine is an American answer to the ecommerce line of credit movement led by British companies. Based in Palo Alto, California, the company exists to help businesses finance the sometimes 30 to
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Our Reviews & Ratings
We review companies based on the following criteria
While SME’s are struggling with long approval processes with banks, we aspire to find technology-driven online lenders which approve or decline within hours or days
Many small businesses are rejected by banks, either because the their trading volumes are too low, the asking amount is too low, or bad credit. We help companies find the right alternatives for their needs
The most important factor on our rating system is a company’s credibility. In our search for the best business loan companies, we only recommend the ones with the most spotless reputation out there
Our Online Business Loan Finder
After Lending Club’s massive 2014 IPO, the online lending market is brimming with promise, and additional lender are chiming in on a monthly basis. It is getting increasingly hard for the small business owner to keep track of all type of loans in existence, all alternative funding lenders there are, and which each lender offers. Many SME owners are just following the trends and buzzwords, and by that, potentially missing out on financing solutions that could have been perfect for them. Our websites tries to make sense of everything, and our partners at Lending Express, with their online USA + Australia business loan finder.
Our Website’s Categories
|BAD CREDIT LOAN|
|Rejected by banks? There is still hope. View our list of most flexible lenders –Bad Credit Loans|
|P2P LENDING FOR BUSINESSES|
|Peer to Peer Lenders can offer excellent terms for healthy businesses.- Peer to Peer Lenders|
|INVOICE & CASH ADVANCE|
|Traditional type of financing + Technology = The quickest and easiest way of securing funding –Business Cash Advance|
|FAQ: Understand how online lenders operate, and which type of businesses they apply to on the – Business Loan FAQ|
With UK & USA business loan firms, accessibility is the name of the game. While pricing could be a factor for small business lending, the main reason that SME owners revert to alternative funding, is to avoid the hurdles of banks. They want to be able to apply quickly, without supplying a multitude of documents. They want to assessed based on their real business data,without letting the archaic credit score affect their eligibility. They want money in bank within days, without supplying sophisticated business plans. Above all, they want to find a reliable business partner which they can use every time a small bridging is required.
To address the needs of business owners, we have launched BusinessLoanCompanies.com. While it is currently not the most comprehensive review website, covering a tad less than 20 alternative lenders (about half of them are UK-facing, and half are USA-facing), it’s one of few websites in the world which are completely dedicated to the world of SME financing from the alternative angle. We try to supply the best information so our readers can make educated choices on which lender they want to try, and understand the ins and outs of the process in order to perfect it.
We particularly apply for the Import / Export sector and have written a few guides which are supposed to help such businesses:
- Common financial challenges in trade finance and solutions
- UK Business grants for small businesses
- How to prepare towards a small business loan
ADDITIONAL RECOMMENDED FINANCIAL SERVICES IN THE USA
Business owners should also consider using more financial services that can help them cope with cashflow deficiencies. Unexpected expenses that call out for a small business bridging loans may include electrical appliances stopping from working, airconditioning, plumping and more. They can avoid being in a position where they need to apply for a loan by simply insuring themselves against such situations. If you are a business owner in the USA, or even a sole trader, you should consider using home warranties, which are a form of insurance. View the Best Home Warranty Companies using the following link.